Frequently Asked Questions We Get

What to know before applying for auto financing.

I have a bankruptcy on my financial record, can I still qualify for a loan?

Definitely! Through our partnership with our lending arm, Trillium Underwriters Inc., we have the flexibility to look past imperfections in financial records including bankruptcies and consumer proposals.

What if I already have good credit? Are there any advantages for me?

Of course! Trillium Auto Group offers financing at rates starting as low as 4.99% for our clients with excellent credit. The advantage of dealing with us versus your bank is the speed at which we can process your application, and the convenience of electronic signature. Our electronic signature solution give you the ability to sign financing contracts from the comfort of your own home or office in a matter of minutes.

How long before my credit situation improves?

Following our Credit Rebuilding Program, you can realistically expect to see credit improvements in a year. Substantial credit improvement depends on how you maintain your initial improvement, but can reach high scores over the next two to three years.

Is the information I provide confidential?

As a lender, we are obligated by Canadian law, Equifax Canada, and Transunion Canada to abide by strict industry background checks and regulations. You can rest assured that your information is secured by the most advanced privacy technology to date. Your privacy is our number one priority!

Apply For Your Loan

Are you looking for cars for sale in Toronto? At Trillium Auto Group, we provide automotive financing services to people of all credit scores across Canada. Apply for your loan today and join the list of Trillium Auto Group happy customers.