Trillium Credit Intelligence Blog

Be informed about all things automotive financing with our complimentary Trillium Credit Intelligence Blog.

People often think of credit and debt as a package deal, but this is not always the case. For instance, credit card charges paid within their 30-day cycle do not incur interest fees; you merely repay each purchase with funds available elsewhere. Larger loans, however,...

When applying for a mortgage, auto loan, or any other form of credit, you are required to provide various documents and details pertaining to your identity and financial situation. If a lender receives a fraud alert during the processing of this information, complications arise. This...

Here’s one of the most common questions banks and creditors receive: “Is it bad to not use a credit card?” Many people assume that once they obtain a credit card, it is their obligation to use it frequently. While some banks may penalize inactive accounts...

What to Do When You’ve Missed a Payment A single late payment is not the end of the world, especially if caught and corrected within 30 days. Typically, your creditor will require you to fill-out an accidental late payment waiver when this happens. As soon as...

Feeling a little overwhelmed by debt? For individuals who owe money to a variety of different places, debt consolidation may be the best way to overcome those financial woes and improve credit. There are three primary methods of debt consolidation to consider: credit card transfers,...

In order to improve your credit score, you must understand how the process works. This is a topic we’ve discussed at great length in earlier posts (see How Does a Credit Score Work? and How Often Should You Check Your Credit Score?). Through research, you...

Do not fall into despair if you have poor credit; there are many options available to those in need of a few extra points. Most of these options are even things that you can do yourself, such as financing a used car, filing a dispute,...

Recall our previous post How to Devise a Debt Payoff Strategy. As much as the approaches outlined in this article can help you climb out of debt, there are still habits to be aware of that counteract these strategies. Take a look below at three...

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